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" * NO CHAIN INVOLVED
* 3 Bedroom mews style Property
* 75% Shared Equity Scheme
* Gas Central Heating/double glazing
* Allocated parking
* Gardens to front & rear
* Convenient locaton

Details PROPERTY DESCRIPTION
NO CHAIN INVOLVED. We are delighted to have been appointed as agent for this SHARED EQUITY property. This is a rare opportunity for first time buyers to enjoy the benefits of home ownership at an affordable price (although you finance 75% of the property you own 100%). This quality home has been built by Persimmon on an exciting development, which contains an imaginative mix of properties. The development is ideally located for access to Warrington Town Centre and the motorway network. The area is well served with shops and amenities.
The Hever is a 3 bedroom mid mews style property which comprises of: entrance hall, downstairs w.c, lounge, kitchen/dining room, bathroom and 3 bedrooms. The property also benefits from gas central heating, double glazing, allocated parking and gardens to the front & rear. An early internal inspection is recommended.

ACCOMMODATION COMPRISES:
Front door leading into small hallway, radiator and door into:

DOWNSTAIRS WC: uPVC white double glazed window to front elevation, blind, single radiator with thermostat, white low level w.c and pedestal wash hand basin.

LOUNGE: 14' 11 x 14' 7 (4.55m x 4.45m) uPVC white double glazed window to front elevation, blind, radiator with thermostat, telephone point, aerial socket, fire alarm, stairs leading to first floor and door into:

KITCHEN/DINER: 14' 6 x 7' (4.42m x 2.13m) uPVC white double glazed window to rear elevation, blind, range of fitted wall and base units, stainless steel one and a half sink unit with mixer taps, electric oven, gas hob and extractor, tiled splashbacks, central heating boiler, understairs storage cupboard, space for washing machine and fridge/freezer, single radiator with thermostat, blinds and spotlights to ceiling in kitchen area. uPVC white french doors leading into rear garden.

1ST FLOOR LANDING: Cupboard housing the central heating cistern with doors leading to:

BEDROOM 1: 11' 8 x 7' 8 (3.56m x 2.34m) uPVC white double glazed window to front elevation, radiator with thermostat, blind, aerial and telephone points.

BEDROOM 2: 10' 4 x 7' 4 (3.15m x 2.24m) uPVC white double glazed window to rear elevation, radiator with thermostat, aerial point and blind.

BEDROOM 3: 7' 1 x 6' 10 (2.16m x 2.08m) uPVC white double glazed window to rear elevation, blind, radiator with thermostat.

FAMILY BATHROOM: uPVC White double glazed window to front elevation, radiator with thermostat, white three piece suite comprising: low level w.c, pedestal wash hand basin and bath with shower and shower screen. Part tiled and extractor fan.

OUTSIDE:
Externally there is a small lawned area to the front with an enclosed garden to the rear which is laid mainly to lawn with path leading to rear gate. The property also beneifts from having an allocated parking space.

WHAT IS SHARED EQUITY?
Shared Equity means that the purchaser only pays 75% of the asking price, and the landlord provide an interest free loan for the remaining 25%,. There is no rent to pay on the loan but if you still own the property on the 10th anniversary, the landlord will be entitled to charge interest on the loan at 1.75% of the remaining percentage, per annum from that date.
Although you can repay the loan at any time, in the majority of circumstances, the Purchaser will repay the loan when he or she comes to sell the property in the future. At that point, the landlord will be paid 25% of the sale price of the property. Repayment of all or part of the loan will always be based on the valuation of the property at the time that the repayment is made.

DO YOU QUALIFY TO PURCHASE ONE OF THESE PROPERTIES?
To qualify the purchase of one of these properties applicants:
1.Must be able to proceed immediately.
2.Live or work in the borough of Warrington.
3.Be able to afford a mortgage and service charge payment, but must not have individual incomes in excess of ?33,000pa (In the case of joint purchasers household income must not exceed ?40,000pa).
4.Must not own any other properties.

Terms of Purchase (Subject to Contract)
The Terms of Purchase should be considered before deciding to proceed with a shared ownership property purchase at Deal Close, Bewsey, Warrington, WA5 0EF. Contact Owen Knox Estates, the selling agent, to discuss your requirements and also to receive a Sales Brochure on the development.
1.Having read the Sales Brochure and considered the purchase you should make an appointment with our Culcheth Office to discuss your requirements.
2.Once you have chosen a property that is available to purchase, subject to contract, we will put you in touch with an Independent Financial Advisor who will assess whether you are able to afford the mortgage payments and service charge.
3.When you are in a ready and able position to purchase a shared ownership home (assessment by the selling agent) and the property you have chosen is available, you must pay a non-refundable reservation fee of ?250.00 to reserve your chosen property, subject to contract.
4.Once you have reserved a property you must be in a position to exchange contracts within 28 days.
5.If you require a mortgage to assist your purchase, you are advised to receive a mortgage offer before you exchange contracts.
The above Terms of Purchase are for guidance only and do not form any part of a contract.

RESERVING A PLOT
Send, or give, a cheque to Owen Knox Estates for ?250.00 made payable to Outlook Homes, and arrange an appointment (Tel; 01925768200) to visit our offices to complete the application form.
As well as a completed application the following will be required
1.Recent payslips (if paid monthly x 4 - if paid weekly x 6)
2.Driving licence or passport with photographic identification
3.If a homeowner or renting a property then a recent council tax bill.
4.P60 with national insurance number
5.If you receive child benefit/tax credit/family credit or any other benefits or income then please provide a letter to confirm amount being received or provide a bank statement to show the amount going in.
6.If you have savings please provide copy of statements/bank books
7.Letter from employer confirming your employment is permanent or on contract, and confirmation of salary and any benefits / bonus scheme
8.Solicitor's details
9.Mortgage certificate / confirmation of mortgage agreed

TENURE: - To be advised.
POST CODE: WA5 0EF

DIRECTIONS: Follow the A49 towards Warrington Town Centre. Turn right immediately after McDonalds (which is on the right hand side) into Kerfoot Street. At the traffic light junction continue into Folly Lane. At the crossroad turn left into Bewsey Road. The entrance to Regency Park is on the right hand side. Take your first right then then right again, first left and right again onto Deal Close.

VIEWING ARRANGEMENTS - Strictly by appointment with our Culcheth Office - 01925 768 200 and Worsley office - 0161-794 7272.
Opening hours for our Culcheth Office: 9.30am to 5.30pm weekdays and 10.00am to 4.00pm Saturdays
Opening hours for our Worsley office: 9am to 6pm weekdays and 10.00am to 4.00pm Saturdays

WARNING
The mention of any appliances and/or services within these sales particulars does not imply they are in full and efficient working order.
Please note that all measurements are approximate and should not be relied upon if considering carpets, curtains, along with any other fixtures and fittings
While we endeavour to make our property details accurate and reliable, if there is any point, which is of particular interest to you, please contact the office and we will be pleased to check the information. Do so if contemplating travelling some distance to view the property.

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