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" The Property Lounge Cheshire is delighted to offer For Sale with `No Chain` involved a lovely top floor two bedroom apartment which can be purchased on either a 75% Shared Equity option for n++105,000 or 50% Shared Ownership at n++70,000 located onThe Seasons development in Lymm which is one of the most sought after residential areas in Cheshire. Lymm has excellent motorway connections to the M6 and M62 which makes it easy for commuters to get access to Manchester, Liverpool, Cheshire and Warrington. The property briefly comprising: Entrance hallway, lounge/diner, kitchen with range of wall & base units, built in electric oven, hob & extractor, built in washer/dryer, two bedrooms and a bathroom. The property is double glazed with electric heating and benefits from carpets and blinds fitted along with allocated parking. Internal inspection is highly recommended.

ENTRANCE HALLWAY:
Having electric radiator, telephone entry point, carpet, loft access, smoke detector, door into storage cupboard.

LOUNGE/DINER: - 13'2" (4.01m) x 14'6" (4.42m)
With double doors, carpet, aerial socket, telephone point, two uPVC double glazed windows to front aspect, blinds.

KITCHEN: - 6'3" (1.9m) x 9'3" (2.82m)
With a range of wall and base units, stainless steel one and a half bowl sink unit, uPVC double glazed window to front aspect, vinyl flooring, single radiator, space for fridge/freezer, integrated washer/dryer, electric oven, hob and extractor, tiled splashbacks, blind, smoke detector.

BEDROOM 1: - 10'2" (3.1m) x 10'4" (3.15m)
Having uPVC double glazed window to rear aspect, carpet, electric radiator, blind, aerial socket, telephone point.

BEDROOM 2: - 8'7" (2.62m) x 7'9" (2.36m)
Having uPVC double glazed window to rear aspect, carpet, blind, electric radiator.

BATHROOM:
With a three piece white suite comprising: panelled bath, low level w.c, pedestal wash hand basin, vinyl flooring, electric towel rail, cabinet, extractor, storage cubboard housing hot water cylinder, over bath mixer shower, part tiled and shaver point.

OUTSIDE:
Externally there is one allocated parking space to the rear of the property.

VIEWING ARRANGEMENTS:
Strictly by appointment through The Property Lounge Lounge Cheshire on 01925 659599 or 01925 633966

DIRECTIONS:
From Warburton Bridge carry straight on for about half a mile, turn right onto the A6144 Bent Lane, follow this road for approx 0.2 miles and turn left onto the B5159 Mill Lane for about 0.7 miles. Turn right onto Stage ane before bearing left onto Oughtrington Crescent. Continue on this road for approx half a mile turning right into Longbutt Lane and the Seasons development can be found as the first turning on your left. The property can then be found on your right hand side.

THIS PROPERTY CAN BE PURCHASED ON EITHER:
A 75% Shared Equity basis for n++105,000 with no rent to pay or on 50% Shared Ownership for n++70,000. If you decided to opt for the shared ownership scheme then there would also be a minimal rent to pay of n++175pcm along with a management fee of n++14.20pcm. There is also a service charge which will include the buildings insurance.



WHAT IS SHARED EQUITY/OWNERSHIP?
Shared Equity means that the purchaser only pays 75% of the asking price, and the landlord provides an interest free loan for the remaining 25%. There is no rent to pay on the loan but if you still own the property on the 10th Anniversay, the landlord will be entitled to charge interest on the loan at 1.75% of the remaining percentage, per annum from that date.

Although you can repay the loan at anytime, in the majority of circumstances, the purchaser will repay the loan when he or she comes to sell the property in the future. At that point, the landlord will be paid 25% of the sale price of the property.

Repayment of all or part of the loan will always be based on the valuation of the property at the time that the repayment is made.

Shared Ownership is designed to help people get a foot on the property ladder by purchasing an initial 50% share and paying a reasonable rent on the remaining share, making it more affordable than an outright purchase.

After 12 months from completion you may purchase an additional share with the rent reduced accordingly. Alternatively, you may buy the remaining share and the property becomes entirely yours. Purchase enquiries are welcome from everyone.

All shared ownership properties must only be used as a sole residence.

WARNING:
All measurements are approximate. Whilst we endeavour to make our property details accurate and reliable, if there is any point, which is of particular interest to you, please contact our office and we will be pleased to check the information. Do so if contemplating travelling some distance to view the property. We also advise that you check out all appliances prior to completion.

DO YOU QUALIFY TO BUY ONE OF THESE PROPERTIES?
To qualify to purchase one of these properties applicants must:

1) Be able to proceed immediately
2) Not own another property or have their name(s) on a mortgage
3) Live or work in the Borough of Warrington
4) Be able to afford a mortgage, service charge etc but must be earning around n++16,000 and not over n++40,000.

TO RESERVE THIS PROPERTY:
1) Applicants must pay a cheque for n++250 made out to `Manchester & District Housing Association` to the Property Lounge Cheshire.
2) Once you have reserved this property you must be in a position to exchange contracts within 28 days.
3) All applicants must complete an application form.
4) As well as an application form the following will be required.

Recent payslips (if paid monthly x 4 - if paid weekly x 6)
Driving licence or passport with photographic identification
If a homeowner or renting a property then a recent council tax bill
P60 with National Insurance Number
If you receive child benefit/tax credit/family tax credits etc then please provide a letter to confirm amount being received or provide a bank statement to show the amount being paid
If you have savings please provide copy of bank statements
Letter from employer confirming your employment is permanent or on contract, and confirmation of salary and any benefits/bonus scheme.
Solicitors details
Mortgage offer/certificate



SEE SEPARATE SHEET FOR ENERGY EFFICIENCY CERTIFICATE

Directions
From Warburton Bridge carry straight on for about half a mile, turn right onto the A6144 Bent Lane, follow this road for approx 0.2 miles and turn left onto the B5159 Mill Lane for about 0.7 miles. Turn right onto Stage ane before bearing left onto Oughtrington Crescent. Continue on this road for approx half a mile turning right into Longbutt Lane and the Seasons development can be found as the first turning on your left. The property can then be found on your right hand side.

Notice
Please note we have not tested any apparatus, fixtures, fittings, or services. Interested parties must undertake their own investigation into the working order of these items. All measurements are approximate and photographs provided for guidance only.

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