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"TWO BED SEMI SOLD ON 25% SHARED EQUITY BASIS TWO BATHROOMS LOW MAINTENANCE GARDEN

Shared equity properties allow you to buy a percentage share of your dream home, paying a rent on the remaining part.

This fantastic two bedroomed, two bathroomed semi detached house offers 661 sq.ft. of well proportioned accommodation, which also includes a ground floors cloaks WC, a good sized kitchen and a spacious lounge diner with French doors opening onto the enclosed rear garden. The property also benefits from off street parking

Located in a cul de sac position, Middle Lane is conveniently positioned for the nearby amenities in Clay Cross and ideally placed for routes into Chesterfield Town Centre.

Shared Ownership Shared ownership is a way of purchasing a share of a property, with a rent being paid on the outstanding amount. The remaining 70% of this property is held by EMH Group.

Our figure is based on the Full Market Value of the Property being £155,000. A rent will be chargeable on the share being retained by EMH Group.

We believe the monthly rent to be £388.81. These charges will be in addition to any mortgage costs on the purchased share.

Once you have lived in the property for 12 months you may be able to purchase additional shares if you want to; this is called staircasing . In most cases you can staircase up to 100% of the property and eventually own the property outright; making shared ownership a ladder of opportunity to owning your own home!

There may be a possibility of buying the property on a different share basis, although this would need consent from EMH Group.

Qualifying Criteria EMH Group may need to agree a sale on this property, and may have qualifying criteria. This can be discussed with you if you are considering making an offer. Such criteria will usually not allow a person to buy a shared equity home as a second property for example.

You should also ensure that you are able to get a mortgage for the desired amount. Wilkins Vardy have an independent Financial Adviser who can help. Just ask for details.

General Gas central heating Ideal Isar Boiler
uPVC sealed unit double glazed windows and doors
Gross internal floor area 61.4 sq.m. 661 sq.ft.
Council Tax Band B
Tenure Leasehold
Secondary School Catchment Area Tupton Hall School

On The Ground Floor A front entrance door opens into an ...

Entrance Hall With staircase rising to the First Floor accommodation.

Cloaks Wc Fitted with a white 2 piece suite comprising of a pedestal wash hand basin and a low flush WC.

Kitchen 3.91m x 1.85m 12 10 x 6 1 Being part tiled and fitted with a range of beech effect wall, drawer and base units with complementary work surfaces over.
Inset single drainer stainless steel sink with mixer tap.
Space and plumbing is provided for a washing machine, and there is also space for a fridge freezer, an under counter fridge, and a freestanding cooker.
Vinyl flooring.

Lounge Diner 4.06m x 3.86m 13 4 x 12 8 A spacious reception room, spanning the full width of the property and fitted with laminate flooring.
uPVC double glazed French doors overlook and open onto the rear garden.

On The First Floor

Landing With loft access hatch.

Bedroom One 3.61m x 2.97m 11 10 x 9 9 A good sized front facing double bedroom having a built in storage cupboard. A door gives access into an ...

En Suite Shower Room Fitted with a white 3 piece suite comprising of a fully tiled shower cubicle with an electric shower, pedestal wash hand basin with tiled splashback and a low flush WC.
Vinyl flooring.

Bedroom Two 3.28m x 1.96m 10 9 x 6 5 A good sized single small double bedroom, being rear facing and having a built in wardrobe with sliding mirror doors and a built in storage cupboard.

Bathroom Fitted with a white 3 piece suite comprising of a panelled bath with bath shower mixer tap and tiled splashback, pedestal wash hand basin with tiled splashback and a low flush WC.
Vinyl flooring.

Outside To the front of the property there is a tarmac drive providing car standing space.

To the rear of the property there is an enclosed east facing garden which comprises of a paved seating area and a central path with planted borders to either side.

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