Property Eagle Estate Agent in KT8 2RY
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3 Bedroom Semi-Detached For Sale in Vivid @ Windmill Place, Ash, Aldershot, Hampshire GU12

Guide price £105,000
3 beds
Listed 56 days ago (Mar 21, 2023) Available
What's this?
Property description: Have you got £5,250* savings? Then you may be able to call this property your new home!

New 3 bedroom house available on a Shared ownership part buy, part rent sale.

Full market price £420,000...

Coming approx March 2023, but apply now!

More detail ....

Brand new home
No onward chain
NHBC 10 year warranty or similar
Rent payable of £656 pcm approx

What is part buy, part rent?
Think of the scheme as a helping hand to get onto the property ladder. You buy a share in the property, and rent the rest from the housing association.

This means that you have a mortgage or buy with cash for the share that you own, and you pay rent on the value of the property you don‘t.

Most properties allow you to staircase buy more of a share in the property in the future quite easily so you could own your property outright, depending on your financial circumstances, in the future!

Very few products survive 30 years virtually unchanged and remain so hugely popular and trusted, as Shared Ownership has done.

Did you know...part buy, part rent isn‘t just for first time buyers! Everyone is welcome to apply, as long as you don‘t own another property and earn less than £80,000*

*please note limits may vary depending on the size of the property. If you own another property, you are welcome to apply, as long as your home is under offer.

How much will you have to buy?

You have to buy get a mortgage for at least the advertised share in the property. The exact amount you buy will be based on your monthly income, outgoings and deposit. This is decided by the panel financial advisor. He uses a special income test to make sure you can afford to purchase and live comfortably. The shares you do not purchase you rent from Vivid. The fee rent for these shares are paid monthly to Vivid.

There are eligibility conditions for our homes. Shared Ownership is a government product that is there to help people purchase a home of their own. It is only there for those people who cant afford to do it on their own through the traditional mortgage route.

nb The name Shared Ownership is misleading .. The home is yours .. We are a silent partner.

Are our computer generated pictures correct?
The CGI‘s used are not to scale and may not be exactly the same when they‘re built. They‘re just a guide.. But the homes we build should be very similar. Pictures of trees and green areas, fences and paths are used to give an impression of what it could look like. The landscape and layout may change. The home you like may not include these and finishes and specification may change.

Internal images of the property are of a previous show home built by Vivid Homes and are shown to give an idea of the quality of finish to be expected.
For more information on this shared ownership property please fill in your details on the request details button and Property Eagle or Vivid Homes will be in contact to answer any questions that you may have.
We tell you all this information to make sure you know what to expect and to make sure we comply with the Consumer Protection Regulations 2008.

Please note that the computer generated image above is for illustrative purposes only.

*Based on someone purchasing a 25% share in this property and securing a 5% deposit with a lender with no existing debt . You can have debt. Who doesn‘t nowadays! But note Income debt savings and credit history play a part on the mortgage rate you are able to secure with a lender. Applicants will be means tested to determine the share they can afford to purchase. This will affect the rate of rent stated in this listing.

Please note that eligibility conditions apply and applicants will be means tested for affordability. You may be assessed to purchase a larger share than advertised depending on your finances.

The prices are guidance values only and are subject to change

Priority for these homes are as follows for those that
O are living in the borough of Guildford, and have done so for a minimum of three continuous years, at the point they apply
o have a permanent job and has worked within the borough for more than two years and continues to do so not necessarily in the same job
o or has a close relative mother, father, brother, sister or adult children living within the borough and the relative has lived within the borough continuously for more than five years

The monthly service charge is £37 approx. Minimum share from 25% and the rent is based on 2.75%

Applicants must be registered with the Help to Buy agent.

Details and price are correct at the time of publication print.
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Property Eagle Aztec House, 137A Molsey Avenue, West Moslesey www.propertyeagle.co.uk
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