Property Description
Data accuracy has been checked and verified for this property.
Our analysis
Welcome to 15 Bessemer Way, Crewe, a cozy and compact semi-detached type home with 2 bed in the CW1 3ZG area. This lovely residence, which comes with the freedom and stability of a freehold ownership, and sits comfortably in tax band .
This classic property was built Unavailable and has a reported internal area of 69 internal square metres
The local area is known for its high value-to-quality ratio -
with a market valuation of £156,000 and a rental potential of £1,014 per month,
,
it represents not just a residence but a worthwhile investment in a sought-after area.
You can discover more about this property by reading the Mouseprice attributes tables in the next section, or if you are the owner and would like to update this property, for example if you've built an extension, you can do so at the top of this page.
Additional analysis
In addition to our own current description, this property has received a tailor-made description dated to May 30, 2015. It's possible the property has changed since then,
but we are dedicated to giving you everything you need to make smart property decisions. Here's a snippet, and if you'd like to view the full thing, just click to expand.
"Your Housing Group in association with Butters John Bee. A modern two bed semi detached house. Ideal for First Time Buyers having driveways and good sized rear gardens. Contemporary style fitted kitchens, spacious lounges, white suite bathrooms & Guest w.c's. Price reflects 80% shared equity basis.
Shared Equity Information Shared Equity is a product which will be offered to purchasers who qualify for Affordable Housing. You must obtain independent legal advice on how the Shared Equity scheme will affect you both in the short and long term.
WHAT IS SHARED EQUITY? -Purchasers of Shared Equity Homes will be taking a loan from Your Housing Group to purchase their property. Borrowers will be required to obtain a mortgage in the usual way for the remainder of the purchase price.
HOW MUCH CAN A PURCHASER BORROW? -Your Housing Group will provide 20% of the purchase price of the property, and purchasers will be required to secure the remaining 80% ( or smaller amount if purchasers are able to make a contribution to the deposit themselves ) by way of a mortgage. Criteria For Buyers You must live or work in Cheshire East. Have lived in Cheshire East for a minimum of 6 out of the last 12 months or 3 out of the last 5 years. Have close family member living in Cheshire East who has done so for at least 5 years. In addition, the joint income must not exceed ?60,000. Buyers must not own another property or have an existing mortgage. Buyers must have been approved by the Home Buy Agent and provide evidence. An Affordability Calculator will be completed by the mortgage advisor and a Mortgage in principal is to be provided.
follow the link www.helptobuynw.co.uk, then click ' apply for shared ownership property' then click ' register' and follow the instructions from there. WILL PURCHASERS PAY RENT ON THE PERCENTAGE OF THE PROPERTY COVERED BY THE LOAN? -No rent will be charged on the Your Housing Group loan and they will not take a percentage stake in the property. Borrowers will own 100% of their property and will be responsible for insuring it and maintaining it.
WILL THERE BE A CHARGE OR FEE FOR TAKING THE LOAN? -Unlike schemes such as Homebuy Direct, there will be no fee for the equity loan and no monthly or annual interest will be payable on the loan until the 5th anniversary of the loan. WHEN WILL I BE REQUIRED TO REPAY THE LOAN? - In the majority of circumstances, you will repay the loan when you come to sell the property in the future. At that point, Your Housing Group will be paid 20% of the value of the property. However, if you still own your property after 25 years, you will have to repay the loan.
HOW MUCH WILL PURCHASERS BE REQUIRED TO PAY WHEN REPAYING THE LOAN? -Repayment of all or part of the loan will always be based on the valuation of the property at the time that the repayment is made. Therefore, the amount which is due to Your Housing Group will vary from time to time and will increase/decrease with the value of the property in the market.
WILL I BE REQUIRED TO PAY INTEREST ON THE LOAN? - If you still own the property on the 5th Anniversary of the Equity Mortgage Deed, Your Housing Group will be entitled to charge interest on the remaining percentage, per annum from that date. WHEN WILL I BE REQUIRED TO REPAY THE LOAN? - In the majority of circumstances, you will repay the loan when you come to sell the property in the future. At that point, Your Housing Group will be paid 20% of the value of the property. However, if you still own your property after 25 years, you will have to repay the loan.
HOW MUCH WILL PURCHASERS BE REQUIRED TO PAY WHEN REPAYING THE LOAN? -Repayment of all or part of the loan will always be based on the valuation of the property at the time that the repayment is made. Therefore, the amount which is due to Your Housing Group will vary from time to time and will increase/decrease with the value of the property in the market.
WILL I BE REQUIRED TO PAY INTEREST ON THE LOAN? - If you still own the property on the 5th Anniversary of the Equity Mortgage Deed, Your Housing Group will be entitled to charge interest on the remaining percentage, per annum from that date. Entrance Hallway Upvc panelled door to entrance hallway, having spacious and light entrance hallway, with radiator and staircase to the first floor landing. Opening into kitchen area and opening into lounge /dining room having understairs storage cupboard and panelled door to guest wc comprising dual flush low level wc tile effect flooring, pedestal wash hand basin radiator and double glazed window to the side elevation. Open Plan Lounge Spacious open plan living room having double glazed, double height windows and double doors to the rear elevation. Phone point.TV Point and radiator. First Floor Landing Having access to loft space. Radiator Bedroom One Spacious double bedroom having phone point, TV point and double glazed window to the rear elevation. Bedroom Two A good sized, second double bedroom having radiator, built in cupboard with shelving and double glazed window to the front elevation. Bathroom Modern white suite comprising pedestal wash hand basin, panelled bath with mains shower over, dual flush low level wc, splash back tiling, tile effect flooring, shaver point. Radiator. Double glazed window to the side elevation. Outside The property has a lawned front garden and is approached by a tarmaced driveway providing off road parking for two vehicles. Secure gated side access leading to a good sized rear garden with paved seating area. Laid mainly to lawn. Garden shed. IMPORTANT NOTICE
As the Sellers agent, we are not Surveyors or Conveyancing experts and as such we cannot and do not comment on the condition of the property or other issues relating to title or other legal issues that may affect this property, unless we have been made aware of such matters. Interested parties should employ their own professionals to make such enquiries before making any transactional decisions. We have not carried out a structural survey and the services, appliances and specific fittings have not been tested. All photographs, measurements, floor plans and distances referred to are given as a guide only and should not be relied upon for the purchase of carpets or any other fixtures or fittings. Lease details, service charges and ground rent (where applicable) and council tax are given as a guide only and should be checked and confirmed by your solicitor prior to exchange of contracts. The copyright of all details, photographs and floorplans remain the possession of bjb."
195 sqm plot
