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Category Archives: Mortgages and Money

All things financial to do with property

New property tax for Scotland comes into effect

A new tax has come into force changing the way Scottish home buyers pay duty on property. The Land and Buildings Transaction Tax (LBTT) came into force yesterday (Wednesday April 1). It is the first tax introduced by a Scottish … Continue reading


New “Help to Buy: ISA” Announced in Budget

The Government will contribute up to £3,000 tax free to first time buyers in a new “Help to Buy: ISA”.  The state will contribute £50 for every £200 saved. The maximum initial deposit is £1,000, topped up with £250 be … Continue reading


The Help to Buy Scheme: What is it?

Whether you’re looking to get a foot on the property ladder or wanting to up-size, the deposit you need to pay can seem, at times, unattainable. To help make this step easier for first time buyers or home movers, the … Continue reading


Should they stay or should they go? We take a look at an independent Scotland’s housing market

SOURCE: Authors own It’s the final countdown with one week to go until the big question is asked – will Scotland stay or will they go? We’ve seen heated exchanges between Darling and Salmond on how Scotland’s income will be … Continue reading